[[Staking]] within the [[UBI Foundation]] involves depositing a portion of one's daily time allowance into individual [[Lending Pools]] as part of the overall [[Time Reserves]]. By staking their time, users become lenders within that pool's ecosystem, contributing to the pool's resources and enabling borrowers to access time-based loans. When borrowers utilize these loans, they pay a daily fee from their current allowance, a portion of which is distributed among the lenders who staked their time in the pool, proportionate to their contributions. Staking offers several benefits: - **Supporting Borrowers:** Staking allows users to directly help others achieve their goals, whether it's buying a home, pursuing education, or starting a business. - **Earning Rewards:** Lenders earn a share of the fees paid by borrowers, providing a potential passive income stream. - **Financial Participation:** Staking encourages active involvement in the time-based economy, promoting a sense of community and shared prosperity. By staking their time, users contribute to a collaborative and supportive financial environment, fostering a sense of community and shared prosperity within the UBI ecosystem. Read about [[Savings Account]] , [[Current Account]] and the [[24-hours time-based Universal Basic Income (UBI)]].